Start here: how gratuity works
Explainer
The MoHRE alternative end-of-service savings scheme, explained
Cabinet Resolution 96 of 2023 explained — contribution rates, fund options, and what happens to gratuity accrued before joining.
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Gratuity Guide
UAE gratuity: how it works — the complete guide
Full legal framework: who qualifies, what basic salary means, the 1-year minimum, and contract types under the 2021 Labour Law.
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Calculator Guide
How to calculate UAE gratuity: step-by-step with examples
21 days for years 1–5, 30 days after 5 years — worked examples at different salary levels, including the common basic-vs-total salary mistake.
Read guide →Specific situations
Comparison
End of service in Kuwait, Bahrain and Oman: three statutes, three directions
Bahrain now collects your gratuity monthly. Oman replaces it entirely in 2027. Kuwait still cuts it when you resign.
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Comparison
End of service compared: the UAE, Saudi Arabia and Qatar
Same salary, three statutes. What twelve years accrues in each, why Saudi's lower-looking formula is not lower, and the one rule that changed in 2025.
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Comparison
DIFC or mainland: does the end-of-service regime change what a job is worth?
DEWS and the MoHRE scheme carry identical contribution rates. The real difference is funded and invested versus unfunded accrual.
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Decision Guide
Reading a Dubai job offer financially: allowances, gratuity and take-home reality
Gratuity accrues on basic salary only. Why two identical AED 30,000 offers can be worth very different amounts.
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Gratuity Guide
Gratuity: resignation vs termination — does it matter?
The 2021 Labour Law abolished reduced gratuity for resigned employees in years 1–5. What the new rules say and what counts as gross misconduct.
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DEWS Guide
UAE DEWS explained: the alternative to traditional gratuity
DIFC Employee Workplace Savings replaces lump-sum gratuity with monthly invested contributions — who is covered, how it works, and how the two compare.
Read guide →What to do with your payout
Decision Guide
Changing jobs: cash the gratuity or leave it invested?
A decision that did not exist before the savings schemes. What to establish first, the four things to compare, and why the default deserves ten minutes.
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Decision Guide
Lump sum or drip-feed: investing a gratuity payout, bonus or windfall
Vanguard found lump sum beats 12-month phasing two-thirds of the time. What that research cannot measure.
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Investing Guide
What to do with your UAE gratuity payout
Investment frameworks for deploying gratuity based on your life stage, risk appetite, and whether you're staying in the Gulf or returning home.
Read guide →Quick reference: gratuity formula
Calculated on basic salary only, not total package. Maximum gratuity is capped at 2 years' total basic salary. Full calculation guide →
